High Interest Savings Account (HISA)
Enjoy high interest saving rates, with the freedom to access your money whenever you need. Open a HISA today and earn high interest savings from dollar one, with no minimum balance requirements.
Our highest earning savings account
Starting at
3.80%
Tiered rates starting at $100K
About this account
- Maximize your savings with a competitive variable high interest rate
- Earn more with tiered rates starting at $100K (meaning you will receive a higher interest rate depending on how much you have in your account), paid on your entire minimum balance
- Interest is calculated on your minimum monthly balance and paid annually on December 31
- Enjoy one free monthly withdrawal, then only pay fees as you go
Benefits included with all of our savings accounts
Your savings are protected
All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.*
No minimum balances
Earn competitive interest on every dollar, with no hidden minimum monthly balance requirements.
Manage your accounts on the go
Enjoy free access to online banking and our mobile app anytime, anywhere.
Freedom with your funds
Your money, your terms. Enjoy the flexibility to deposit or withdraw whenever you need.
No rate gimmicks
We don’t offer introductory rates that expire after a few months — we offer high interest rates right from dollar one.
Free deposits always
Add to your savings at any time without paying a fee.
Personal banking rates
Account
Account Balance
Interest Rate
| High Interest Savings Account | Less than $100K | 3.80% |
|---|---|---|
| $100K - $249,999 | 3.85% | |
| $250K** and over | 4.00% |
| Monthly Savings Account | 3.00% |
|---|
| PLAN 24® Savings Account | 2.80% |
|---|
| SaveWise™ Account*** | On first $2,000 | 5.80% |
|---|---|---|
| Additional balance | 3.80% |
Rates last updated July 14, 2023. Rates subject to change without notice.
**Limits may apply.
PLAN 24® is a registered trademarks owned by Credit Union Central of Canada, used under license.
***Available exclusively for members 0-14 years old.
Additional fees for paper statements may apply.
*Includes all savings and chequing accounts, RRSPs, RRIFs, TFSAs, FHSAs, and GICs.
Get started today
Tips & tools
Here are a few ways for you to get the most from your account.
Explore related products
A High Interest Savings Account pairs well with our PLAN 24® Savings Account, TFSAs, RRSPs, and Personal chequing accounts.
See all savings accounts
Crunch the numbers
Use our savings calculator to see how much more you can save, and compare our rates with our competitors.
Try our savings calculator
Smart tip!
If you’re saving for a long-term goal, consider opening an RRSP and TFSA if you have unused contribution room.
See all investment options
Insights & Advice
