Earn competitive interest on every dollar and grow your business savings accounts that give you:
Tiered rates for larger deposits, starting at $100K
100% deposit guarantee
No minimum balance requirement
Keep your business running smoothly with flexible day-to-day chequing accounts that give you:
Low fees
Free deposits
Daily interest
Save the world and your money too with chequing and savings accounts designed for registered not-for-profit organizations.
Earn interest on every dollar, tiered rates start at $100K
Local, low-cost chequing and savings accounts for clubs, community organizations, and places of worship.
Manage your business accounts your way with easy and effortless banking options including:
Online banking options for every business size
Dedicated business tellers at every branch
Get expert advice so you can invest with confidence and take your business to the next level.
Earn a guaranteed rate of return
Available in both Canadian and U.S. funds
Grow your business with flexible financing for retail, manufacturing, and every business venture in-between.
Competitive lending rates
No pre-payment penalties
Flexible payment options
Expand your facilities, purchase land, or consolidate debt with mortgages for commercial, retail, and agricultural members.
Competitive interest rates
Your choice of terms
Cover day-to-day operating costs and control your cashflow with a line of credit designed for your business
Earn interest on positive balances
Only pay interest on what you use
For business owners who want an affordable card with convenience, rewards, and premium privileges.
Perfect for small-business owners looking for the convenience and flexibility of credit while keeping cost low.
Earn cash rewards on your everyday business purchases and there’s no cost for additional cards.
Pay staff and suppliers, accept money from customers, and transfer funds to accounts at other financial institutions.
Safe, smart, and cost-effective
Audit trail of all transactions
Compatible with most accounting software
Manage your business with an affordable suite of merchant services, including:
Point-of-sale terminals that accept all major credit cards, Interac® debit, and gift cards
Mobile Pay Plus and e‑commerce platforms
Gift card and loyalty solutions
Protect your business and your loved ones should the unforeseen occur.
Protect company assets including inventory, real estate, equipment, and cash reserves
Safeguard your employees’ salaries and uphold your credit rating
Receive coverage in case of sickness, injury, death, or critical illness
April 30 , 2021
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Service
Fee
Deposits
Free*
Statement with cheque images
Free
Duplicate statements
$5.00
Cheques, debits, transfers, & withdrawals on business chequing
$0.70
Cheques, debits, transfers, & withdrawals on savings
$1.00
Cheques and debits on business USD accounts
$0.90
USD cheques on CAD accounts
$10.00
Cheque copies, in-branch
Post-dated cheque handling
$1.00/per cheque
Withdrawals on TFSA/AgriInvest
$3.00
CU BY PHONE® and online banking bill payments**
$0.50
Non-encoded cheques
NSF items
$40.00
Charge backs
Overdraft items
Stop payments
Official cheque
External credit check
Wires
Incoming – Canadian credit union
Incoming – Canadian bank/caisse populaire
Incoming – USD financial institution
$20.00
Incoming – international
Outgoing – Canadian credit union
$15.00
Outgoing – Canadian bank/caisse populaire
Outgoing – USD financial institution
$30.00
Outgoing – international
$35.00
Letter requested by member
Account confirmation
$20.00***
Reference letter
Letter of recommendation
*Some restrictions apply. SCU reserves the right to levy a fee for deposits in cases where frequent deposits and transfers are the primary use of the account. **Does not apply to PLAN 24®. Transaction fee for Plan 24 is $1.00 ***Subject to GST.