Accounts
Earn competitive interest on every dollar and grow your business savings accounts that give you:

Tiered rates for larger deposits, starting at $100K

100% deposit guarantee

No minimum balance requirement
Keep your business running smoothly with flexible day-to-day chequing accounts that give you:

Low fees

Free deposits

Daily interest
Save the world and your money too with chequing and savings accounts designed for registered not-for-profit organizations.

Low fees

Earn interest on every dollar, tiered rates start at $100K

No minimum balance requirement
Local, low-cost chequing and savings accounts for clubs, community organizations, and places of worship.

Low fees

Earn interest on every dollar, tiered rates start at $100K

No minimum balance requirement
Manage your business accounts your way with easy and effortless banking options including:

Online banking options for every business size

Dedicated business tellers at every branch
Investing
- All Investing
- Guaranteed Investment Certificates (GIC)
Get expert advice so you can invest with confidence and take your business to the next level.

Earn a guaranteed rate of return

100% deposit guarantee

Available in both Canadian and U.S. funds
Borrowing
Grow your business with flexible financing for retail, manufacturing, and every business venture in-between.

Competitive lending rates

No pre-payment penalties

Flexible payment options
Expand your facilities, purchase land, or consolidate debt with mortgages for commercial, retail, and agricultural members.

Competitive interest rates

Flexible payment options

Your choice of terms
Cover day-to-day operating costs and control your cashflow with a line of credit designed for your business

Competitive lending rates

Earn interest on positive balances

Only pay interest on what you use
Credit Cards
For business owners who want an affordable card with convenience, rewards, and premium privileges.

Perfect for small-business owners looking for the convenience and flexibility of credit while keeping cost low.

Earn cash rewards on your everyday business purchases and there’s no cost for additional cards.
More Services
Pay staff and suppliers, accept money from customers, and transfer funds to accounts at other financial institutions.

Safe, smart, and cost-effective

Audit trail of all transactions

Compatible with most accounting software
Manage your business with an affordable suite of merchant services, including:

Point-of-sale terminals that accept all major credit cards, Interac^® debit, and gift cards

Mobile Pay Plus and e‑commerce platforms

Gift card and loyalty solutions
Protect your business and your loved ones should the unforeseen occur.

Protect company assets including inventory, real estate, equipment, and cash reserves

Safeguard your employees’ salaries and uphold your credit rating

Receive coverage in case of sickness, injury, death, or critical illness

Debit cards at Verifone POS terminals

Please be advised that some members may have their credit or debit card declined when making purchases at some point of sale terminals. This issue is affecting multiple financial institutions, and is a result of an issue with the merchant's point of sale terminal, not the debit card itself. If you experience an issue with your card, you can:
* Pay through contactless transaction, splitting your transaction in two if necessary
* Enable Google Pay, Samsung Pay, or Apple Pay on your mobile phone.

Learn more about this issue on the Interac website.

Business GICs

What is a GIC?

A Guaranteed Investment Certificate (GIC) or term deposit is a low-risk investment that provides a guaranteed rate of return over a fixed period. All GIC savings are 100% protected by the Deposit Guarantee Corporation of Manitoba.

Using your financial goals as a guide, we’ll help you select the best GIC.

GICs

Choose a term length that works for you. Earn a guaranteed rate of return, and enjoy our 100% deposit guarantee.

Features

Choose from convenient 1 to 5-year terms with a minimum investment of $500
Interest is compounded or paid annually — the choice is yours
Deposits guaranteed 100% by the Deposit Guarantee Corporation of Manitoba

Earn interest on every dollar.

Tiered interest rates start at $100,000 and are paid on the entire balance.

U.S. Dollar GICs

Maximize your U.S. funds with a guaranteed rate of interest and the protection of our 100% deposit guarantee.

Features

Choose from convenient 30, 60, or 90-day; or 1-year terms with a minimum investment of $500 U.S.
Interest is paid at the end of the term
Deposits guaranteed 100% by the Deposit Guarantee Corporation of Manitoba

Earn interest on every dollar.