Don’t just save your money, grow it with savings accounts that give you:
Competitive interest rates right from dollar one
Deposits guaranteed 100% by the Deposit Guarantee Corporation of Manitoba
No minimum balance requirement
Access your money while it grows with day-to-day chequing accounts that give you:
Optional overdraft protection
Access to 1,800+ ding free® ATMs across Canada
Help your child build financial independence one step at a time.
Choose a savings account, an account for day-to-day spending, or both
Accounts earn interest right from dollar one
No monthly fees
Affordable banking for students pursuing post-secondary education at a university, college, or trade school.
Access to a full suite of online and digital banking solutions
Proof of enrollment is required
Manage your accounts your way with easy and effortless banking options including:
Online banking options for every account size
Dedicated tellers at every branch
Low-risk investing with GICs in various term lengths, available in both Canadian and U.S. funds.
Earn a guaranteed rate of return
100% deposit guarantee
GICs are also available in an RRSP, RRIF, or TFSA
Save for a rainy day, a big purchase, or get ready for retirement with a Tax-Free Savings Account.
All returns are tax-free
Manage your TFSA online or using the SCU app
Access your funds when you need them
Save for your retirement and reduce your taxable income now with an RRSP.
Enjoy tax-deferred savings
Make tax-deductible contributions
Choose from a variety of investing options
Give a child in your life a head start on their
post-secondary education with an RESP.
Increase savings with government grants
Convert your RRSP to a RRIF and enjoy a steady income while still earning interest on your money.
Control your income
Continue to grow your money tax-free
Earn tax-sheltered interest
Keep existing disability benefits
Reach your investment goals with online investing made easy by Qtrade Direct Investing™ and Qtrade Guided Portfolios.
Advanced investment software
Fast, friendly, and knowledgeable customer support
Invest in your future with some of the best home mortgage options available and get:
Competitive variable and fixed interest rates
Up to 30 years to repay
Prepayment and extra-payment privileges
As little as 5% down
Invest in your future with some of the best condo mortgage options available and get:
Reimagine your living space and increase the value of your home with a renovation mortgage and get:
Variable or fixed rate options
Leverage existing or “as-complete” home equity
Make your dream home a reality with self-build mortgages that give you:
A 18-month interest-only period
Access to funds when and how you need them
Contract-build mortgages offer a variety of options suited to the building process including:
Build a personal portfolio of rental properties with specially designed mortgages that give:
Preapproval based on projected rental income
Up to six rental units at our personal rate
Realize your dream of owning a cottage or vacation property with a mortgage that gives you:
Up to 80% financing
30 years to repay
Ability to purchase on government leased land
Our New to Canada mortgage is designed to help newcomers find a home in their new community. We make this easier with:
No income verification requirements
Flexible payment options
We've been lending specialists for more than 80 years. We'll make sure you always get the best mortgage.
Expertise to craft custom solutions for unique needs
Local, in-house decision making
As little as a 5% down payment and up to 30 years to repay
Get the funds you need to consolidate your debt, contribute to your RRSP, or make a large purchase.
Competitive interest rates
Flexible repayment plans
No pre-payment penalties
Get the right amount of money at the right time with a pre-approved credit limit.
Get approved once, access funds as you need
Only pay interest on the funds you use
Make sure your family is taken care of in case of death, disability, or critical illness.
Protect your estate from taxes
Replace lost income, preserve or supplement retirement savings
Cover funeral costs, mortgage repayment, and children’s tuition
Cover loan payments in case of the unexpected. Coverage options include: life, disability, critical illness, or loss of employment.
Protect your assets
Safeguard your savings
Maintain current credit score
Protect your biggest investment; your home! Coverage options include: life, disability, critical illness, or loss of employment.
Enrolling is easy and arranged at the time of your mortgage application
Safeguard your home from theft and other unforeseen events.
No premium increases for client‐paid claims
Claim counselling service for all your questions
Easily manage your policies online
Enjoy your trip worry-free with coverage for missed flights, trip cancellations, lost luggage, and hospital visits.
Up to $10 million coverage for emergency hospital visits or medical care
Multi-trip plan insurance for those who travel multiple times a year
24/7 access to multi-lingual emergency travel assistance
October 7 , 2022
Digital banking planned outage
October 3 , 2022
Closure Notification: Thanksgiving
Looking for remote options for your day-to-day banking? You’ll require access to digital banking for many of these services, so if you do not have access to digital banking, please call us at 1.800.728.6440.
Online banking tutorial
SCU mobile app: Find it on Google Play or the App Store
Call us to get set up
Call toll-free 1.800.511.8776 to access the system
Call our Member Contact Centre at 1.800.728.6440
Deposit or withdraw cash
Visit an SCU ATM
Visit any ATM that is part of the ding free® network of credit union ATMs across Canada
Drive-thru tellers, located at 333 Main Street in Steinbach and 1575 Lagimodiere Boulevard in Winnipeg
All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba*
Deposit a cheque
Use mobile deposit on our mobile app (see our tutorial)
Open a new account
(for existing members)
Open an account online
Call us at 1.800.728.6440 to book a phone appointment with a Member Service Representative
Become a member of SCU
Join us online
Defer payments for a mortgage or loan
Call us at 1.800.728.6440
Apply for a loan, line of credit, or mortgage
Call us at 1.800.728.6440 to book a phone appointment with a lending specialist
Acquire a loan less than $15,000
Apply for an e-Loan online
Transfer funds between SCU accounts
Online banking tutorial
SCU mobile app tutorial
CU BY PHONE® telephone banking
Receive investment advice
Email your wealth advisor
Call us at 1.800.728.6440 to book a phone appointment
All other inquiries
Email us at email@example.com
If you’re looking for credit relief, or have questions about repayment, we’re here to help. Give us a call at 1.800.728.6440 or fill out a contact form to get in touch.
Criminals are using the uncertainty of the COVID-19 pandemic to commit fraud.
At SCU, all deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.*
* Includes all savings and chequing accounts, RRSPs, RRIFs,TFSAs, and GICs.
® CU BY PHONE is a registered trademark owned by Credit Union Central of Canada, used under license.
®ding free is a registered trademark of Central 1 Credit Union, used under license.
Interac e-Transfer† is a registered trademark of Interac Corp. Used under license.
®Apple, iPhone, and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries.
©2018 Google LLC All rights reserved.
®Collabria trademark is Collabria Financial Services’ property.