Skip To Content

Index-Linked GIC

Participate in the stock market while protecting your principal investment.

About this account

  • Pays interest at the end of the term
  • Returns are based on the performance of the S&P/TSX 60 Index
  • Index-Linked GICs are non-redeemable

Index-linked GIC features you’re sure to enjoy

Your savings are protected

Your initial deposit is guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.*

Save on your terms

Choose between a 3-year or 5-year term with a minimum investment of $500.

Receive your full earnings

Enjoy unlimited earning potential, with no cap or limits on returns.

Tips & tools

Lightbulb icon

Smart tip: Track your GIC performance

Our Index-Linked GICs are offered through Central 1. Track the performance of your 3-year and 5-year GICs.
Piggy bank icon

Learn how to make the most of your GIC

Read our GIC guide for information about what they are, how they work and how to make the most of your investment.
Money flower icon

Receive investing advice

Our Insights & Advice page includes plenty of great articles to help you make the most of your investments.

GIC rates

Account Balance
Interest Rate
GIC (RRSP / RRIF / TFSA) Less than $100K 4.50%
$100K - $249,999 4.55%
$250K** and over 4.60%
24-month Less than $100K 4.60%
$100K - $249,999 4.65%
$250K** and over 4.70%
36-month Less than $100K 4.80%
$100K - $249,999 4.85%
$250K** and over 4.90%
48-month Less than $100K 4.85%
$100K - $249,999 4.90%
$250K** and over 4.95%
60-month Less than $100K 5.10%
$100K - $249,999 5.15%
$250K** and over 5.20%
Index-Linked GIC Variable Return
U.S. Dollar GIC
30-day 0.50%
60-day 0.65%
90-day 0.80%
12-month 3.00%
**Limits may apply.

*Includes all savings and chequing accounts, RRSPs, RRIFs, TFSAs, and GICs.

Insights & Advice

Woman sitting outside smiling
Investing, Saving

Advice from an expert: Your retirement questions, answered

Read More
Couple sitting on a couch looking at a laptop
Investing, Saving

Your RRSP questions, answered

Read More
Woman sitting at the table with her laptop

You’ve said yes to being an executor. Now what?

Read More

Fancy swoop

Get advice

Please fill out this form to submit your questions/comment or you could contact our Member Contact Centre at our toll-free number

Cookie Consent

We use cookies on our site to improve your experience.