12- or 24-month GIC
Starting at

3.45%*

Give your GICs
a boost


1- to 5-year GICs come with a 0.15%* rate boost

Business Guaranteed Investment Certificates (GICs)

When stability matters, guaranteed investments provide peace of mind. Our GIC options give the certainty of guaranteed rates, flexible terms, and the security of deposit protection. Right now, you can also take advantage of a 0.15%* rate boost on all 1- to 5-year GICs, available until October 15. 

  • Earn interest on every dollar — compounded or paid annually — the choice is yours
  • Choose from convenient 12 to 60-month terms (minimum $500 investment)
  • 100% deposit guarantee by the Deposit Guarantee Corporation of Manitoba**
  • Tiered rates start at $100K and are paid on the entire balance

Curious about our GICs? Fill out our form and an SCU specialist will contact you.

Business Chequing and Savings Accounts

Running a business means balancing today’s needs with tomorrow’s opportunities. Our chequing and savings accounts are built to help you do both with competitive rates and dependable features. 

  • Earn competitive interest rates, right from dollar one
  • No minimum balance required
  • Low transaction fee chequing accounts with interest calculated daily and paid monthly
  • Tiered saving rates starting at $100K, calculated on minimum monthly balance and paid annually on December 31
  • 100% deposit guarantee by the Deposit Guarantee Corporation of Manitoba**

Let’s talk about the best way to help your business grow.

Wealth & Investment Management

Building long-term success takes more than just managing today’s finances. Our Wealth Management team works with you to offer strategies and advice to help you protect, manage, and transition your wealth for the future.

  • Savings and investment strategies
  • Comprehensive retirement planning
  • Portfolio monitoring and re-balancing
  • Tax-efficient investing
  • Family wealth management
  • Personal and business insurance planning
  • Business succession consultation

Whatever you’re saving for, we’ll help you get there.

3 SCU business credit cards

The right card for every business need

With SCU Collabria® Business credit cards, you can simplify expenses and get more value back from your business purchases. Choose the card that matches your goals, whether it’s earning premium rewards1, cash back2, or building credit with a low-rate option3.

  • Visa Infinite Business*: Premium privileges and 1.5 reward points for every $1 spent1
  • Low Rate Visa* Business Card: Keep costs down with a lower interest rate option3
  • No Fee Cash Back Business Mastercard®: Earn cash back on everyday business purchases2

Explore Business Credit Cards

“Having someone like Steinbach Credit Union is instrumental in our success”

From builder mortgage to cash flow challenges, we worked alongside Macanta Design Inc. to make their success possible.

Explore our rates

Account
Account Balance
Interest Rate
GIC (RRSP / RRIF / TFSA / FHSA)
12-month Less than $100K 3.45%
$100K - $249,999 3.50%
$250K** and over 3.55%
24-month Less than $100K 3.45%
$100K - $249,999 3.50%
$250K** and over 3.55%
36-month Less than $100K 3.50%
$100K - $249,999 3.55%
$250K** and over 3.60%
48-month Less than $100K 3.55%
$100K - $249,999 3.60%
$250K** and over 3.65%
60-month Less than $100K 3.60%
$100K - $249,999 3.65%
$250K** and over 3.70%
Business High Interest Savings Account Less than $100K 2.00%
$100K - $249,999 2.05%
$250K** and over 2.10%
Monthly Savings Account 1.45%
PLAN 24® Savings Account 1.25%
AgriInvest Savings Account 1.90%
GIC rates last updated September 5, 2025. Rates subject to change without notice. **Limits may apply. Business and Agriculture account rates last updated July 25, 2025. Rates subject to change without notice. PLAN 24® is a registered trademarks owned by Credit Union Central of Canada, used under license.

Give your GICs a boost

Secure your 0.15%* fixed-rate GIC boost. Only until October 15.

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