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Personal Lines of Credit

Get the right amount of money at the right time with a preapproved credit limit. You’ll always have enough to cover expenses and only pay interest on the funds you use.

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Get ready for your lending meeting

Meeting with a lending specialist is a great opportunity for you to ask questions and explore your borrowing options. Here’s what we need you to bring.

Read our lending checklist

Personal Line of Credit

Meet your present and future borrowing needs with a revolving access to funds. Pay interest only on what you use.

3.45%

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Net Worth Equity Link Line

Leverage the equity in your existing assets to cover the cost of a renovation or improvement project.

3.45%

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StudentFLEX™ Line of Credit

Designed for full-time and part-time students pursuing post-secondary education in an accredited Canadian university or college.

Rates Vary

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Real Estate Equity Link Line

Leverage equity from your home or a property you own, use what you need and pay interest only on what you borrow.

3.45%

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Registered Investment Link Line

Catch up or top up your investments with access to credit you can use now and in the future.

3.45%

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Overdraft Link Line

A safety net designed to protect you from NSF charges due to unplanned overages or emergency expenses.

18.0%

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Secured vs. unsecured

 

When taking out a line of credit, you have the option of a secured or unsecured line of credit.

Features included with all our lines of credit