Save more easily for your down payment
If you’ve started saving for a down payment, your journey to home ownership has already begun. We have ideas to help you save faster and more effectively for your down payment.
Pre-approvals made easy
When you’ve saved enough for a down payment, we’ll sit down with you to show you all your available mortgage options. Together, we’ll determine what mortgage amount you qualify for and give you a guaranteed rate for a period of 90 days. See our list of pre-approval requirements here.
Save on mortgage costs
If you have at least a 15% down payment, your mortgage may not need to be insured by CMHC. This can save you considerable money over the length of your mortgage. Conditions apply. Simply ask us for details.
First time buying?
The First Time Home Buyers’ Program lets you use your RRSP funds as part of your down payment, with 15 years to pay it back. Ask us for details or visit here to learn more.