Where young members begin their journey
Building good habits start early—and that includes money habits. We’re here to provide support with tools, accounts, and advice to help young members grow their financial confidence, one step at a time.
Learn more about accounts that grow with them.

Invest in their education journey
An RESP is a smart way to start setting money aside for your child’s future education. Whether they dream of college, university, or training in trades, this is one way to make those goals more affordable.
Secure their tomorrow, today:
Secure their tomorrow, today:
- Set more money aside with government matching
- Choose from a variety of investment options
- Access to funds when and how your child needs
The SaveWise™ account | Every dollar you save adds up
Saving can be a powerful habit—especially when it starts early. The SaveWise™ account is designed to help our youngest members (age 14 and under) start building financial confidence with every dollar they set aside.
Three reasons to open this account:
Turn today’s choice into tomorrow's habit.
Three reasons to open this account:
- Premium interest rate on the first $2,000
- No monthly fee and free deposits
- Send funds easily with free Interac e-Transfer®
Turn today’s choice into tomorrow's habit.
SpendWise™ | Teach them more than just spending
Learning to manage money isn’t just about knowing what to buy—it’s about building habits that lead to smart decisions down the road. SpendWise™ is a day-to-day account that helps young members take their first step towards financial independence.
Three reasons to open this account:
Create a strong financial foundation—together.
Three reasons to open this account:
- Earns interest daily, paid monthly
- No monthly fee
- Unlimited transactions, including Interac e-Transfer®
Create a strong financial foundation—together.

Take the first step today
Supporting young members on their financial journey starts with the right conversations and the right tools. Whether it’s learning how to set goals, track spending, or understand the value of saving, these early lessons help lay the groundwork for lifelong confidence.
Book an appointmentExplore our rates
Account
Account Balance
Interest Rate
Fee
SaveWise™ Account*** | On first $2,000 | 4.00% | |
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Additional balance | 2.00% |
SpendWise Account | 0.05% | $0.00 |
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***Available exclusively for members 0-14 years old.
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