Personal lines of credit
Get the right amount of money with a preapproved credit limit, and only pay interest on the funds you use.
Personal Line of Credit
Meet your present and future borrowing needs
6.45%
Features
- Secured or unsecured options are available
- Borrow $5,000 or more
- Conveniently linked to your primary SCU chequing account, so funds automatically transfer over
Personal Equity Link Line
Leverage your equity to meet your borrowing needs
6.45%
Features
- Borrow $5,000 or more
- Choose between monthly, biweekly, or weekly payment options
- Secured and unsecured options available
StudentFLEX Line of Credit
Flexible financing to help cover school expenses
Rates Vary
Features
- Borrow $5,000 or more
- Ability to use funds as you need them and make monthly interest-only payments on what you use
- Access your line of credit through digital banking, ATMs, cheques, and at any branch
Overdraft Link Line
Meet your present and future borrowing needs
18.0%
Features
- Automatically linked to your primary SCU chequing account so you don’t need to transfer funds
- Overdraft protection available from $500 to $5,000
- Available as an unsecured loan option
Get ready for your lending meeting
Meeting with a lending specialist is a great opportunity for you to ask questions and explore your borrowing options. Here’s what we need you to bring.
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Receive borrowing advice
Our Insights & Advice page includes plenty of great articles to help you borrow wisely.
Read our borrowing articles
Choosing between a loan or line of credit?
Explore the differences between borrowing products, and determine which one is right for your needs.
Read our article