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SCU Rates

SCU is committed to having competitive, flexible rates for all your mortgage, loan, savings, and investment needs. All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba. The following rates are effective as of August 10, 2022 and are subject to change without notice. 

Featured Rates

2.40%*

Regular Savings

4.25%*

12-month GIC

4.40%*

24-month GIC

†Annual Percentage Rate. *Rate subject to change. Conditions.may apply. Current as of July 29, 2022

Regular Savings*

Less than $100K

2.40%

$100K - $249,999

2.45%

$250K** and over

2.60%

Monthly Savings

1.60%

PLAN 24® Savings

1.40%

SaveWise™ Account***

On first $2,000

4.40%

Additional balance

2.40%

Chequing

0.05%

*This account can be opened online.
**Limits may apply.
***Available exclusively for members 0-14 years old.
Rates last updated July 14, 2022. Rates subject to change without notice.
Applies to Canadian deposits only.
®PLAN 24 is a registered trademarks owned by Credit Union Central of Canada, used under license.

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GIC (GIC* / RRSP / RRIF / TFSA)

12-month

Less than $100K

4.25%

$100K - $249,999

4.30%

$250K** and over

4.35%

24-month

Less than $100K

4.40%

$100K - $249,999

4.45%

$250K** and over

4.50%

36-month

Less than $100K

4.60%

$100K - $249,999

4.65%

$250K** and over

4.70%

48-month

Less than $100K

4.75%

$100K - $249,999

4.80%

$250K** and over

4.85%

60-month

Less than $100K

5.00%

$100K - $249,999

5.05%

$250K** and over

5.10%

TFSA* (variable)

2.65%

RESP / RDSP (variable)

2.15%

RRSP* / RRIF (variable)

Less than $100K

2.50%

$100K - $249,999

2.60%

$250K** and over

2.80%

GIC (RESP / RDSP)

12-month

4.00%

24-month

4.15%

36-month

4.35%

48-month

4.50%

60 month

4.75%

Rates last updated July 29, 2022. Rates subject to change without notice.
Tiered rates available over $100,000..

GICs are non-redeemable and has a minimum deposit of $500.

*This account can be opened online.
**Limits may apply. 

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Fixed 1-year

4.50%

Fixed 2-year

4.70%

Fixed 3-year

4.90%

Fixed 4-year

5.15%

Fixed 5-year

5.35%

Closed Variable (APR†)

4.00%

Open Variable (APR†)

4.70%

Interested in a commercial mortgage? Call us today at 1.800.728.6440.
Rates last updated July 29, 2022. Rates subject to change without notice. Some restrictions may apply. Actual rates may vary. 
†The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.

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Standard loan rate

4.70%

Line of Credit

Starting at

5.70%

Personal Loan

Starting at

5.70%

StudentFLEXTM Line of Credit

Rates Vary

e-Loan

Rates Vary

Rates last updated July 14, 2022. Rates subject to change without notice. Some restrictions may apply. Actual rates may vary. 
The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.
Standard loan rate is the base by which loan rates are determined. For more information, please call us at 1.800.728.6440.

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Member buying

1.3028

Member selling

1.2628

Effective date: August 10, 2022. The U.S. dollar exchange rates posted above are for volumes of U.S. $1 - $4,999. For higher volume transactions, please call 1.800.728.6440.
Some restrictions may apply. Actual rates may vary. Rates subject to change without notice.

U.S. Chequing

0.05%

GIC

30-day

0.10%

60-day

0.10%

90-day

0.15%

12-month

0.35%

Rates last updated March 18, 2020. Rates subject to change without notice. Some restrictions may apply. 
GIC minimum balance: $500.

Business Regular Savings

Less than $100K

2.05%

$100K - $249,999

2.10%

$250K** and over

2.15%

Monthly Savings

1.55%

PLAN 24® Savings

1.35%

AgriInvest

2.00%

Chequing

0.05%

Lawyer / Realtor Trust Chequing

1.40%

Lawyer / Realtor Trust Savings

2.15%

Rates last updated July 14, 2022. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.

Regular Savings

Less than $100K

2.40%

$100K - $249,999

2.45%

$250K** and over

2.60%

Monthly Savings

1.60%

PLAN 24® Savings

1.40%

Chequing

0.05%

Rates last updated July 14, 2022. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.

Regular Savings

Less than $100K

2.05%

$100K - $249,999

2.10%

$250K** and over

2.15%

PLAN 24® Savings

1.35%

Monthly Savings

1.55%

Chequing

0.05%

Rates last updated July 14, 2022. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.