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June 11 , 2021

MCC call volumes

Please be advised, our Member Contact Centre is experiencing higher than usual call volumes. Thank you for your patience while we work to assist you as quickly as possible. If you are experiencing any digital banking issues, we encourage you to explore our troubleshooting and tutorial sections.

SCU Rates

SCU is committed to having competitive, flexible rates for all your mortgage, loan, savings, and investment needs. All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba. The following rates are effective as of June 24, 2021 and are subject to change without notice. 

Regular Savings*

Less than $100K

1.05%

$100K - $249,999

1.20%

$250K** and over

1.35%

Monthly Savings

0.35%

PLAN 24® Savings

0.15%

SaveWise™ Account***

On first $2,000

3.15%

Additional balance

1.05%

Chequing

0.05%

*This account can be opened online.
**Limits may apply.
***Available exclusively for members 0-14 years old.
Rates last updated April 27, 2021. Rates subject to change without notice.
Applies to Canadian deposits only.
®PLAN 24 is a registered trademarks owned by Credit Union Central of Canada, used under license.

TFSA* (variable)

1.40%

RESP (variable)

0.80%

RRSP* / RRIF (variable)

Less than $100K

1.15%

$100K - $249,999

1.25%

$250K** and over

1.45%

GIC (GIC* / RRSP / RRIF / TFSA)

12-month

Less than $100K

1.40%

$100K - $249,999

1.45%

$250K** and over

1.50%

24-month

Less than $100K

1.45%

$100K - $249,999

1.50%

$250K** and over

1.55%

36-month

Less than $100K

1.50%

$100K - $249,999

1.55%

$250K** and over

1.60%

48-month

Less than $100K

1.55%

$100K - $249,999

1.60%

$250K** and over

1.65%

60-month

Less than $100K

2.00%

$100K - $249,999

2.00%

$250K** and over

2.00%

GIC (RESP)

12-month

1.15%

24-month

1.20%

36-month

1.25%

48-month

1.30%

60-month

1.75%

Rates last updated May 20, 2021. Rates subject to change without notice.
Tiered rates available over $100,000 with the exception of the five-year GIC.

GIC minimum balance: $500.

*This account can be opened online.
**Limits may apply. 

Fixed 1-year

2.09%

Fixed 2-year

2.15%

Fixed 3-year

2.20%

Fixed 4-year

2.25%

Fixed 5-year

2.25%

Closed Variable (APR†)

1.60%

Open Variable (APR†)

2.45%

Interested in a commercial mortgage? Call us today at 1.800.728.6440.
Rates last updated May 20, 2021. Rates subject to change without notice. Some restrictions may apply. Actual rates may vary. 
†The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.

Standard loan rate

2.45%

Line of Credit

Starting at

3.45%

Personal Loan

Starting at

3.45%

StudentFLEXTM Line of Credit

Rates Vary

e-Loan

Rates Vary

Rates last updated April 1, 2020. Rates subject to change without notice. Some restrictions may apply. Actual rates may vary
The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.
Standard loan rate is the base by which loan rates are determined. For more information, please call us at 1.800.728.6440.

Member buying

1.2479

Member selling

1.2079

Effective date: June 23, 2021. The U.S. dollar exchange rates posted above are for volumes of U.S. $1 - $4,999. For higher volume transactions, please call 1.800.728.6440.
Some restrictions may apply. Actual rates may vary. Rates subject to change without notice.

U.S. Chequing

0.05%

GIC

30-day

0.10%

60-day

0.10%

90-day

0.15%

12-month

0.35%

Rates last updated March 18, 2020. Rates subject to change without notice. Some restrictions may apply. 
GIC minimum balance: $500.

Business Regular Savings

Less than $100K

0.80%

$100K - $249,999

0.85%

$250K** and over

0.90%

Monthly Savings

0.30%

PLAN 24® Savings

0.05%

AgriInvest

0.75%

Chequing

0.05%

Lawyer / Realtor Trust Chequing

0.15%

Lawyer / Realtor Trust Savings

0.90%

Rates last updated April 27, 2021. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.

Regular Savings

Less than $100K

1.05%

$100K - $249,999

1.20%

$250K** and over

1.35%

Monthly Savings

0.35%

PLAN 24® Savings

0.15%

Chequing

0.05%

Rates last updated April 27, 2021. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.

Regular Savings

Less than $100K

0.80%

$100K - $249,999

0.85%

$250K** and over

0.90%

Monthly Savings

0.30%

PLAN 24® Savings

0.05%

Chequing

0.05%

Rates last updated April 27, 2021. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.