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Personal lines of credit

Get the right amount of money with a preapproved credit limit, and only pay interest on the funds you use.

Personal Line of Credit

Meet your present and future borrowing needs

7.95%
Features
  • Secured or unsecured options are available
  • Borrow $5,000 or more
  • Conveniently linked to your primary SCU chequing account, so funds automatically transfer over

Personal Equity Link Line

Leverage your equity to meet your borrowing needs

7.95%
Features
  • Borrow $5,000 or more
  • Choose between monthly, biweekly, or weekly payment options
  • Secured and unsecured options available

StudentFLEX Line of Credit

Flexible financing to help cover school expenses

Rates Vary
Features
  • Borrow $5,000 or more
  • Ability to use funds as you need them and make monthly interest-only payments on what you use
  • Access your line of credit through digital banking, ATMs, cheques, and at any branch

Overdraft Link Line

Meet your present and future borrowing needs

18.0%
Features
  • Automatically linked to your primary SCU chequing account so you don’t need to transfer funds
  • Overdraft protection available from $500 to $5,000
  • Available as an unsecured loan option
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Get ready for your lending meeting

Meeting with a lending specialist is a great opportunity for you to ask questions and explore your borrowing options. Here’s what we need you to bring.

Download our checklist

Tips & tools

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Receive borrowing advice

Our Insights & Advice page includes plenty of great articles to help you borrow wisely.
Read our borrowing articles
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Choosing between a loan or line of credit?

Explore the differences between borrowing products, and determine which one is right for your needs.
Read our article

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