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Personal mortgages

Whether you want to build, buy, or renovate your home, it all starts with a custom mortgage from SCU — tailored to fit your needs and lifestyle.

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Buying or refinancing your home

Whether you're buying or refinancing, you'll enjoy competitive interest rates and your choice of term, prepayment, and amortization options.
Learn more about buying and refinancing
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Building a new home

We’re here to help your dream home take shape by offering plenty of options throughout each stage of the building process.
Learn about building a home
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Renovating your home

Transform your current home into your dream home with flexible financing options tailored to your needs.
Learn more about renovating
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Buying a rental property

Each new property you purchase is building your business, and your financial future. We’ll help you step by step, one house at a time.
Learn about buying a rental property
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Buying a vacation property

Your plans to purchase that special getaway may be closer than you think. Make your dream of owning a vacation property or cottage a reality.
Learn about buying a vacation property
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Buying your first home in Canada

Our New-to-Canada mortgage can support you and your family with financial solutions that simplify your home buying journey.
Learn about our New-to-Canada mortgage
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Get preapproved

Your preapproval meeting is a great opportunity to ask us questions and explore your options. We’ll work together to help you find the right mortgage solution and prequalify you for a maximum mortgage amount.

Learn more about the preapproval process

Tips & tools

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The home buyer’s journey

What exactly can you expect from the home buying process? Here’s a step-by-step guide to receiving your financing at SCU.
Read our home buyer’s guide
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Crunch the numbers

Use our mortgage calculators to help you plan how much you can afford to spend on a home, your monthly payment schedule, and how much you’ll need for your down payment.
Explore our mortgage calculators
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Receive mortgage advice

Our Insights & Advice page includes great articles to help you make the most of your mortgage.
Read our mortgage articles

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