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Buying or refinancing

Whether you’re buying a new home or refinancing your current home, you’ll enjoy competitive interest rates and your choice of term, prepayment, and amortization options.

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Buying a new home

Buying a home is more than a financial transaction — it’s an investment in your future.
Learn more about buying a home
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Refinancing your home

Discover what it means to refinance your home, and how refinancing may help you achieve your financial goals.
Learn more about refinancing
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Get preapproved

Your preapproval meeting is a great opportunity to ask us questions and explore your options. We’ll work together to help you find the right mortgage solution and prequalify you for a maximum mortgage amount.

Learn more about the preapproval process

Tips & tools

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The home buyer’s journey

What exactly can you expect from the home buying process? Here’s a step-by-step guide to receiving your financing at SCU.
Read our home buyer’s guide
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Crunch the numbers

Use our mortgage calculators to help you plan how much you can afford to spend on a home, your monthly payment schedule, and how much you’ll need for your down payment.
Explore our mortgage calculators
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Switching your mortgage to SCU?

Discover the benefits of an SCU mortgage, considerations for moving your mortgage, and documentation we’ll need from you.
Learn more about moving your mortgage

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