When to meet with a wealth advisor

Having someone you trust to bounce ideas off is one of the easiest ways to feel confident about big decisions. Whether you normally check in with a partner, parent, or close friend, there’s comfort in knowing you’re not navigating everything on your own. The same is true for your financial life — and that’s where a wealth advisor can become an important part of your support circle.

A schedule that fits your life

How often should you meet with an advisor? According to Manish Kaushal, Associate Vice President of Wealth and Business Solutions with SCU and Wealth Advisor at Aviso Wealth, there’s no one‑size‑fits‑all answer. Just like a doctor tailors checkups to your health needs, a wealth advisor works with you to decide on a meeting rhythm that feels right. And whenever something big changes in your life, it’s worth adding your advisor to the list of people you reach out to.


Connect during life’s biggest milestones

Retiring, getting married, starting a family, buying a home, switching jobs, going through a divorce, or dealing with the loss of a loved one can shift your financial picture overnight. Meeting with your advisor during these transitions helps ensure your plan keeps up with your life.
Your advisor’s role goes beyond numbers. As Kaushal explains, “This process is all about relationships. You want to find an advisor who will ask questions and understand your habits.”


More than financial guidance

Advisors today support much more than investment decisions. They’re there to help you think through everyday choices, too. If you’re considering buying a vehicle or picking up a cottage, those are great times to check in. As Kaushal puts it, “You’re changing your monthly expenses.” Having a conversation early gives you the chance to explore options, understand the long‑term impact, and make choices you feel good about.
It’s never too early to start building a plan — and the sooner you connect, the more opportunities you can take advantage of.


Put your plans in writing

Kaushal encourages clients to write things down during meetings. Dreaming of a kitchen renovation? Capture the project cost and what you’ll need to set aside each month. Planning for retirement? Outline your target age and the lifestyle you want to maintain, then build a savings plan to support it.
Plans can (and should) evolve, but having one gives you direction, clarity, and confidence.


Keep your estate documents ready for the future

Regular conversations with your advisor also help ensure your will, health directive, and power of attorney stay current. These documents reflect your wishes, protect your assets, and support the people you care about.
Life changes like marriages, divorces, new family members may mean your will needs an update. Without one, provincial law decides how your estate is distributed, which might not reflect your intentions.
As Kaushal notes, “It’s tougher for a survivor to execute on what needs to get done if you don’t have an up‑to‑date will.” Keeping these documents refreshed helps loved ones carry out your wishes with clarity.
A partner in your financial well‑being

“At the end of the day, we’re here to help you plan your financial goals and offer advice for you to make better day‑to‑day decisions,” says Kaushal. A solid, personalized plan — and a trusted advisor by your side — brings peace of mind today and builds confidence for whatever comes next.

Start the conversation.