Skip to Content

September 24 , 2021

Issues with iOS 15 and our mobile app

Please be advised, some iOS users may experience issues viewing the navigation bar in our mobile app. This is a result of Apple’s recent upgrade to iOS 15. We apologize for the inconvenience, and ask for your patience as we work to resolve this issue. In the meantime, you can access your digital banking account from another device or through online banking.

September 22 , 2021

Closure notification: National Day for Truth and Reconciliation

Please be advised that SCU will be closed on Thursday, September 30 in recognition of the National Day for Truth and Reconciliation. We will resume normal business hours on Friday, October 1. Learn more

September 21 , 2021

Technical difficulties with our Winnipeg phone line

Please be advised, due to technical difficulties outside our control, some members are unable to connect to our Winnipeg phone line, (204) 222-2100. We are monitoring this issue, and apologize for the inconvenience. For assistance, we can still be reached at our toll-free number: 1.800.728.6440

SCU Rates

SCU is committed to having competitive, flexible rates for all your mortgage, loan, savings, and investment needs. All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba. The following rates are effective as of September 27, 2021 and are subject to change without notice. 

Regular Savings*

Less than $100K

1.05%

$100K - $249,999

1.20%

$250K** and over

1.35%

Monthly Savings

0.35%

PLAN 24® Savings

0.15%

SaveWise™ Account***

On first $2,000

3.15%

Additional balance

1.05%

Chequing

0.05%

*This account can be opened online.
**Limits may apply.
***Available exclusively for members 0-14 years old.
Rates last updated April 27, 2021. Rates subject to change without notice.
Applies to Canadian deposits only.
®PLAN 24 is a registered trademarks owned by Credit Union Central of Canada, used under license.

TFSA* (variable)

1.40%

RESP / RDSP (variable)

0.80%

RRSP* / RRIF (variable)

Less than $100K

1.15%

$100K - $249,999

1.25%

$250K** and over

1.45%

GIC (GIC* / RRSP / RRIF / TFSA)

12-month

Less than $100K

1.40%

$100K - $249,999

1.45%

$250K** and over

1.50%

24-month

Less than $100K

1.45%

$100K - $249,999

1.50%

$250K** and over

1.55%

36-month

Less than $100K

1.50%

$100K - $249,999

1.55%

$250K** and over

1.60%

48-month

Less than $100K

1.55%

$100K - $249,999

1.60%

$250K** and over

1.65%

60-month

Less than $100K

2.15%

$100K - $249,999

2.15%

$250K** and over

2.15%

GIC (RESP / RDSP)

12-month

1.15%

24-month

1.20%

36-month

1.25%

48-month

1.30%

60-month

1.90%

Rates last updated September 10, 2021. Rates subject to change without notice.
Tiered rates available over $100,000 with the exception of the 60-month GIC.

GIC minimum balance: $500.

*This account can be opened online.
**Limits may apply. 

Fixed 1-year

2.19%

Fixed 2-year

2.25%

Fixed 3-year

2.30%

Fixed 4-year

2.35%

Fixed 5-year

2.35%

Closed Variable (APR†)

1.60%

Open Variable (APR†)

2.45%

Interested in a commercial mortgage? Call us today at 1.800.728.6440.
Rates last updated September 10, 2021. Rates subject to change without notice. Some restrictions may apply. Actual rates may vary. 
†The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.

Standard loan rate

2.45%

Line of Credit

Starting at

3.45%

Personal Loan

Starting at

3.45%

StudentFLEXTM Line of Credit

Rates Vary

e-Loan

Rates Vary

Rates last updated April 1, 2020. Rates subject to change without notice. Some restrictions may apply. Actual rates may vary
The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.
Standard loan rate is the base by which loan rates are determined. For more information, please call us at 1.800.728.6440.

Member buying

1.2866

Member selling

1.2466

Effective date: September 27, 2021. The U.S. dollar exchange rates posted above are for volumes of U.S. $1 - $4,999. For higher volume transactions, please call 1.800.728.6440.
Some restrictions may apply. Actual rates may vary. Rates subject to change without notice.

U.S. Chequing

0.05%

GIC

30-day

0.10%

60-day

0.10%

90-day

0.15%

12-month

0.35%

Rates last updated March 18, 2020. Rates subject to change without notice. Some restrictions may apply. 
GIC minimum balance: $500.

Business Regular Savings

Less than $100K

0.80%

$100K - $249,999

0.85%

$250K** and over

0.90%

Monthly Savings

0.30%

PLAN 24® Savings

0.05%

AgriInvest

0.75%

Chequing

0.05%

Lawyer / Realtor Trust Chequing

0.15%

Lawyer / Realtor Trust Savings

0.90%

Rates last updated April 27, 2021. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.

Regular Savings

Less than $100K

1.05%

$100K - $249,999

1.20%

$250K** and over

1.35%

Monthly Savings

0.35%

PLAN 24® Savings

0.15%

Chequing

0.05%

Rates last updated April 27, 2021. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.

Regular Savings

Less than $100K

0.80%

$100K - $249,999

0.85%

$250K** and over

0.90%

Monthly Savings

0.30%

PLAN 24® Savings

0.05%

Chequing

0.05%

Rates last updated April 27, 2021. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.