Government RDSP contribution programs

The federal government will match your RDSP contributions through the Canada Disability Savings Grant (CDSG) and the Canadian Disability Savings Bond (CDSB), providing an exceptional return on your investment. An RDSP has a $200,000 maximum lifetime contribution limit, with no annual minimum or maximum requirements. 

Through the CDSG, the Government of Canada may contribute up to $3 for every $1 you put into the fund up to a maximum of $70,000. In addition, through the CDSB, the federal government will contribute up to $1,000 annually for 20 years to a lifetime maximum of $20,000.

Try your own numbers, and see how much your money can grow, using the Government of Canada’s RDSP savings calculator.