Don’t just save your money, grow it with savings accounts that give you:
Competitive interest rates right from dollar one
100% deposit guarantee
No minimum balance requirement
Access your money while it grows with day-to-day chequing accounts that give you:
Optional overdraft protection
Access to 1,800+ ding free® ATMs across Canada
Help your child build financial independence one step at a time.
Choose a savings account, an account for day-to-day spending, or both
Accounts earn interest right from dollar one
No monthly fees
Affordable banking for students pursuing post-secondary education at a university, college, or trade school.
Access to a full suite of online and digital banking solutions
Proof of enrollment is required
Manage your accounts your way with easy and effortless banking options including:
Online banking options for every account size
Dedicated tellers at every branch
Low-risk investing with GICs in various term lengths, available in both Canadian and U.S. funds.
Earn a guaranteed rate of return
GICs are also available in an RRSP, RRIF, or TFSA
Save for a rainy day, a big purchase, or get ready for retirement with a Tax-Free Savings Account.
All returns are tax-free
Manage your TFSA online or using the SCU app
Access your funds when you need them
Save for your retirement and reduce your taxable income now with an RRSP.
Enjoy tax-deferred savings
Make tax-deductible contributions
Choose from a variety of investing options
Give a child in your life a head start on their
post-secondary education with an RESP.
Increase savings with government grants
Convert your RRSP to a RRIF and enjoy a steady income while still earning interest on your money.
Control your income
Continue to grow your money tax-free
Use an RDSP to provide future financial security for an individual who receives the disability tax credit.
Earn tax-sheltered interest
Keep existing disability benefits
Reach your investment goals with online investing made easy by Qtrade Investor and VirtualWealth®.
Advanced investment software
Fast, friendly, and knowledgeable customer support
Invest in your future with some of the best home mortgage options available and get:
Competitive variable and fixed interest rates
Up to 30 years to re-pay with as little as 5% down
Pre-payment and extra-payment privileges
Invest in your future with some of the best condo mortgage options available and get:
90-day rate guarantee
Contract-build mortgages offer a variety of options suited to the building process including:
Re-imagine your living space and increase the value of your home with a renovation mortgage and get:
Variable or fixed rate options
Leverage existing or “as-complete” home equity
Make your dream home a reality with self-build mortgages that give you:
A 12-month interest-only period
Access to funds when and how you need them
Build a personal portfolio of rental properties with specially designed mortgages that give:
30 years to re-pay
Pre-approval based on projected rental income
Up to six rental units at our personal rate
Realize your dream of owning a cottage or vacation property with a mortgage that gives you:
Up to 80% financing
Ability to purchase on government leased land
Our New to Canada mortgage is designed to help newcomers find a home in their new community. We make this easier with:
No income verification requirements
Flexible payment options
We've been lending specialists for more than 75 years. We'll make sure you always get the best mortgage.
Expertise to craft custom solutions for unique needs
Local, in-house decision making
As little as a 5% down payment and up to 30 years to re-pay
Get the funds you need to consolidate your debt, contribute to your RRSP, or make a large purchase.
Competitive interest rates
Flexible repayment plans
No pre-payment penalties
Get the right amount of money at the right time with a pre-approved credit limit.
Get approved once, access funds as you need
Only pay interest on the funds you use
Our most prestigious card offering elite-level privileges, unique benefits, and exceptional service wherever you go.
Covering everything from baggage loss to emergency healthcare, this one card lets you rest easy when you’re on the go.
Shop in the U.S. and skip the exchange fees. No foreign transaction fees mean even more savings on everything you buy.
A no frills card that gives you a low annual fee, low interest rate, and essential purchase protection.
Earn reward points while enjoying a low interest rate on purchases and cash advances.
Make everyday buying a bit more rewarding! Earn cash rewards on everyday purchases.
Make sure your family is taken care of in case of death, disability, or critical illness.
Protect your estate from taxes
Replace lost income, preserve or supplement retirement savings
Cover funeral costs, mortgage repayment, and children’s tuition
Cover loan payments in case of the unexpected. Coverage options include: life, disability, critical illness, or loss of employment.
Protect your assets
Safeguard your savings
Maintain current credit score
Protect your biggest investment; your home! Coverage options include: life, disability, critical illness, or loss of employment.
Enrolling is easy and arranged at the time of your mortgage application
Safeguard your home from theft and other unforeseen events.
No premium increases for client‐paid claims
Claim counselling service for all your questions
Easily manage your policies online
Enjoy your trip worry-free with coverage for missed flights, trip cancellations, lost luggage, and hospital visits.
Up to $10 million coverage for emergency hospital visits or medical care
Multi-trip plan insurance for those who travel multiple times a year
24/7 access to multi-lingual emergency travel assistance
Debit cards at Verifone POS terminals
With the outbreak of the coronavirus (COVID-19), protecting the well-being of our members, our employees, and our families is of utmost importance. We're here to help, and we're focused on meeting your needs, even in times of disruption.
We’ll post regular updates here as this situation evolves.
Weekdays: 9:30 a.m. - 5:00 p.m.
Saturdays: 9:30 a.m. - 3:00 p.m.
Our Member Contact Centre continues to be open during regular hours:
Weekdays: 8:00 a.m. - 8:00 p.m.
Saturdays: 8:00 a.m. - 4:00 p.m.
We encourage you to continue exploring our remote banking options.
If you’re looking for credit relief, or have questions about repayment, we’re here to help.
If your need is urgent (for instance if you need credit relief and your payment is due soon), please call us at 1.800.728.6440.
If your need is non-urgent, please use our online contact form.
Did you take advantage of our credit relief program? If so, here are some details on repayment.
Pay bills, transfer funds, deposit or withdraw cash, deposit cheques, defer payments, or acquire a loan.
Please note, you’ll require access to online banking for many of these services, including use of our mobile app.
Sign up for CRA Direct Deposits through our online banking. It’s a fast and easy way to receive your payments!
SCU is participating in the Canada Emergency Business Account (CEBA) program, a federally sponsored relief program designed to help our business members through these challenging times.
Questions on how to use our services? In our how-to guide, you’ll find step-by-step instructions on how to use common services, such as online banking, our mobile app, telephone banking, and Deposit Anywhere™.
Criminals are using the uncertainty of the COVID-19 pandemic to commit fraud. It's important to stay vigilant and informed, so you can protect yourself and those around you.
Our branches are open, and we have taken precautions to protect your safety. However, we offer plenty of remote banking options and are always just a phone call away.
If you have been directed to self-isolate, have recently travelled outside of Manitoba, or exhibit any symptoms of coronavirus, please do not come in to the branch.
At SCU, all deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.