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Registered Retirement Savings Plan (RRSP)

An account specifically designed to help income-earning Canadians under the age of 71 save for retirement. An RRSP holds other types of investments such as GICs, mutual funds,* and stocks.* RRSPs allow you to reduce your taxable income now through tax-deductible contributions and defer paying taxes on your investment earnings until after retirement when you are typically earning less income and are likely in a lower tax bracket.

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