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    Declaration of Trust

    As of April 1, 2023, the Declaration of Trusts for registered products have changed. The changes apply to the Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), and the Registered Retirement Income Fund (RRIF). To review, select from the downloads below.  If you have any questions, please contact SCU. 

    Download the TFSA Declaration of Trust


    Download the RRSP Declaration of Trust


    Download the RRIF Declaration of Trust

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