$15 Million in Cash
This year, we're sharing a $15 million cash-back Member Bonus.
This is only one of the ways that it pays to be a member. Keep reading to learn more.
See how Member Bonus is calculated
Ready to join SCU?
Sharing success with members
As a cooperative, SCU is owned, organized, and controlled by our members. That means when SCU does well, members get to share in that success.
This year, we're showing that it pays to be a member by sharing a $15 million cash-back Member Bonus on everyday products they hold. This adds up to a total of $134 million given back to our members since 2000.
SCU members are getting to share in our success with a 100% cash-back bonus as a thank you for their continued loyalty and commitment.
Are you ready to join SCU? Take the next step on your financial journey.
Member Bonus is only the beginning
The Member Bonus is one way we share success, but there’s more to the story. Being a member means you receive competitive rates, expert advice, and personalized guidance to help you build your best financial future.
Whether you’re saving, borrowing, or planning ahead, you can count on support that helps you understand your options and move forward with confidence.
Curious about what membership could look like for you? Let’s talk about your options.
More ways it pays to be a member
Discover more of SCU
eNews updates
Upcoming events and free webinars
Refer a new member
About the SCU Member Bonus
Member Bonus is calculated on the interest you earned and paid on eligible products in 2025. The breakdown of this allocation will be 60% to deposit holders and 40% to credit holders. This year, that equates to an additional 3.24% on deposit interest already earned and 1.48% on loan interest already paid.
Member Bonus Eligibility
Your Member Bonus is calculated using eligible products across Personal, Commercial, Agriculture, Charity and Community accounts.
Some products aren't eligible for Member Bonus, including Registered Disability Savings Plan (RDSP), Registered Education Savings Plan (RESP), Promotional Daily Growth Savings Account (DGSA), Index-Linked GICs, AgriInvest, and lawyer and realtor trust accounts.
Not a member yet? Connect with an SCU specialist today!
See what the SCU difference looks like
To give you a better idea of how the cash bonus works, here’s an example of what two members may receive based on the interest they earned and paid in 2025:
| Member A | Member B | |||
| Scenario | Bonus received | Scenario | Bonus received | |
| Mortgage interest paid: $10,000 | $148.00 | Personal loan interest paid: $1,000 | $14.80 | |
| Personal loan interest paid: $1,500 | $22.20 | Total | $14.80 | |
| Savings account interest received: $2,000 | $64.80 | For illustrative purposes only. | ||
| Total | $235.00 | |||
Testimonials
Explore the possibilities
There’s excitement in the unknown. Make a bold move with SCU.
Book an appointment