MEMBER CARD ^® Debit Card

Interac Debit

Pay for your purchases at retailers that offer payment by debit. Simply insert your card and enter your PIN (Personal Identification Number) when prompted. At retailers that offer Interac^® Flash - typically for purchases below $100 - you can tap your MEMBER CARD  debit card on the card reader to pay for your purchase.

Your MEMBER CARD  debit card is also accepted at more than two million U.S. merchants. Explore US retailers  that accept your MEMBER CARD  debit card. Your U.S. transactions will appear on your monthly statement as the Canadian equivalent, converted at the time of processing. Please note that MEMBER CARD  debit cards are not linked to your U.S. Chequing account.

Surcharge-free ATM

Your MEMBER CARD  debit card also gives you access to over 1,800 surcharge-free ATMs across Canada. This national network of ding-free^® ATMs allows you to do your banking without surcharges anywhere you see the ding-free logo. Get the ding-free locator app today by visiting ding-free.ca.

Lock'N'Block^™

Lock’N’Block adds an extra layer of security to your MEMBER CARD debit card, and puts the control of how and where your card is used into your hands.

Interac Zero Liability Policy

The Interac Zero Liability Policy ensures you’re not liable for any losses resulting from unauthorized transactions using Interac debit services*. Protection applies to losses resulting from circumstances beyond the cardholder’s control. If you suspect fraudulent charges, please call 1.800.728.6440 during regular SCU business hours. Outside of business hours, please call 1.888.277.1043.

Change your PIN anytime

If you know your existing PIN, you may change it anytime you like at any SCU branch or credit union ATM that displays the Acculink symbol.