SCU debit card

Interac Debit

Pay for your purchases at retailers that offer payment by debit. Simply insert your card and enter your PIN (Personal Identification Number) when prompted. At retailers that offer Interac^® Flash — typically for purchases below $100 — you can tap your debit card on the card reader to pay for your purchase.

Your  debit card is also accepted at more than two million U.S. merchants. Explore US retailers  that accept your debit card. Your U.S. transactions will appear on your monthly statement as the Canadian equivalent, converted at the time of processing. Please note that debit cards are not linked to your U.S. Chequing account.

Surcharge-free ATM

Your  debit card also gives you access to over 1,800 surcharge-free ATMs across Canada. This national network of ding-free^® ATMs allows you to do your banking without surcharges anywhere you see the ding-free logo. Get the ding-free locator app today by visiting ding-free.ca.

Interac Zero Liability Policy

The Interac Zero Liability Policy ensures you’re not liable for any losses resulting from unauthorized transactions using Interac debit services*. Protection applies to losses resulting from circumstances beyond the cardholder’s control. If you suspect fraudulent charges, please call 1.800.728.6440 during regular SCU business hours. Outside of business hours, please call 1.888.277.1043.

Change your PIN anytime

If you know your existing PIN, you may change it anytime you like at any SCU branch or credit union ATM that displays the Acculink symbol.

Has your debit card been lost or stolen?

1. If you realize you've lost your debit card, or it's been stolen, during opening hours of our Member Contact Centre, call 1.800.728.6440.

2. If outside of Member Contact Centre opening hours, call 1.888.277.1043.