Golden Chequing
Our leading chequing account that offers maximum benefits without any fees. It's all free for members ages 60 and over.
A free banking option for members aged 60 and over
$0.00
monthly fee
What comes with this account?
- Unlimited free monthly debits, including cheques, debits, transfers, Interac® direct payments, Canadian credit union ATM debits and transfers, CU BY PHONE® bill payments, online banking bill payments, and preauthorized debits
- Unlimited free Interac e-Transfer®
- Unlimited free personalized cheques
- $5 discount on your annual safety deposit box rental
Benefits included with all of our chequing accounts
Manage your accounts on the go
Enjoy free access to online banking and our mobile app anytime, anywhere.
Your savings are protected
All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.*
Enjoy ding free® ATM access
Skip ATM surcharge fees at Canadian credit unions that are part of the ding free network.
Tips & tools
Here are a few ways for you to get the most from your account.
Explore related products
Golden Chequing pairs well with our High Interest Savings Account, GICs, TFSAs, and RRSPs.
See all investment options
Get started with digital banking
Digital banking is a secure and easy-to-use solution for your personal or business banking needs. Explore our resource centre to learn more.
Explore our resource centre
Smart tip!
Your chequing account automatically transitions to a Golden Chequing account at age 60.
See all chequing accounts
Personal chequing fees
Rates are current as of May 05, 2026 and subject to change without notice. Conditions may apply.
| Account | Fee |
|---|---|
| U.S. Chequing | $0.00 |
| Standard Pack Chequing | $0.00 |
| Value Pack Chequing | $9.95 |
| Classic Chequing | $17.00 |
| E-Pack Chequing | $5.50 |
| StudentFLEX™ Daily Account | $0.00 |
| SpendWise Account | $0.00 |
| StudentFLEX™ Infinite Daily Account | $11.00 |
| On Track Pack Chequing | $5.50 |
| Golden Chequing Account | $0.00 |
| Disability Benefit Chequing | $0.00 |
The stated fee is a recurring monthly charge that will be automatically debited from your chequing account.
*Includes all savings and chequing accounts, RRSPs, RRIFs, TFSAs, and GICs.
®CU BY PHONE is a registered trademark owned by Credit Union Central of Canada, used under license.
® ding free is a registered trademark of Central 1 Credit Union, used under license.
® Interac is a registered trademark of Interac Corp. Used under license.
Interac e-Transfer® is a registered trademark of Interac Corp. Used under license.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
®CU BY PHONE is a registered trademark owned by Credit Union Central of Canada, used under license.
® ding free is a registered trademark of Central 1 Credit Union, used under license.
® Interac is a registered trademark of Interac Corp. Used under license.
Interac e-Transfer® is a registered trademark of Interac Corp. Used under license.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
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