Don’t just save your money, grow it with savings accounts that give you:
Competitive interest rates right from dollar one
100% deposit guarantee
No minimum balance requirement
Access your money while it grows with day-to-day chequing accounts that give you:
Daily interest
Optional overdraft protection
Access to 1,800+ ding free® ATMs across Canada
Help your child build financial independence one step at a time.
Choose a savings account, an account for day-to-day spending, or both
Accounts earn interest right from dollar one
No monthly fees
Affordable banking for students pursuing post-secondary education at a university, college, or trade school.
Access to a full suite of online and digital banking solutions
Proof of enrollment is required
Manage your accounts your way with easy and effortless banking options including:
Online banking options for every account size
Dedicated tellers at every branch
Low-risk investing with GICs in various term lengths, available in both Canadian and U.S. funds.
Earn a guaranteed rate of return
GICs are also available in an RRSP, RRIF, or TFSA
Save for a rainy day, a big purchase, or get ready for retirement with a Tax-Free Savings Account.
All returns are tax-free
Manage your TFSA online or using the SCU app
Access your funds when you need them
Save for your retirement and reduce your taxable income now with an RRSP.
Enjoy tax-deferred savings
Make tax-deductible contributions
Choose from a variety of investing options
Give a child in your life a head start on their post-secondary education with an RESP.
Increase savings with government grants
Convert your RRSP to a RRIF and enjoy a steady income while still earning interest on your money.
Control your income
Continue to grow your money tax-free
Earn tax-sheltered interest
Keep existing disability benefits
Reach your investment goals with online investing made easy by Qtrade Direct Investing™ and VirtualWealth®.
Advanced investment software
Fast, friendly, and knowledgeable customer support
Invest in your future with some of the best home mortgage options available and get:
Competitive variable and fixed interest rates
Up to 30 years to repay
Prepayment and extra-payment privileges
As little as 5% down
Invest in your future with some of the best condo mortgage options available and get:
90-day rate guarantee
Reimagine your living space and increase the value of your home with a renovation mortgage and get:
Variable or fixed rate options
Leverage existing or “as-complete” home equity
Make your dream home a reality with self-build mortgages that give you:
A 18-month interest-only period
Access to funds when and how you need them
Contract-build mortgages offer a variety of options suited to the building process including:
Turn-key mortgages
Assumption mortgages
Ready-to-move mortgages
Build a personal portfolio of rental properties with specially designed mortgages that give:
Preapproval based on projected rental income
Up to six rental units at our personal rate
Realize your dream of owning a cottage or vacation property with a mortgage that gives you:
Up to 80% financing
30 years to repay
Ability to purchase on government leased land
Our New to Canada mortgage is designed to help newcomers find a home in their new community. We make this easier with:
No income verification requirements
Flexible payment options
In-person approval
We've been lending specialists for more than 80 years. We'll make sure you always get the best mortgage.
Expertise to craft custom solutions for unique needs
Local, in-house decision making
As little as a 5% down payment and up to 30 years to repay
Get the funds you need to consolidate your debt, contribute to your RRSP, or make a large purchase.
Competitive interest rates
Flexible repayment plans
No pre-payment penalties
Get the right amount of money at the right time with a pre-approved credit limit.
Get approved once, access funds as you need
Only pay interest on the funds you use
Our most prestigious card offering elite-level privileges, unique benefits, and exceptional service wherever you go.
Covering everything from baggage loss to emergency healthcare, this one card lets you rest easy when you’re on the go.
Shop in the U.S. and skip the exchange fees. No foreign transaction fees mean even more savings on everything you buy.
A no frills card that gives you a low interest rate, no annual fee, and essential purchase protection.
Earn reward points while enjoying a low interest rate on purchases and cash advances.
Make everyday buying a bit more rewarding! Earn cash rewards on everyday purchases.
Make sure your family is taken care of in case of death, disability, or critical illness.
Protect your estate from taxes
Replace lost income, preserve or supplement retirement savings
Cover funeral costs, mortgage repayment, and children’s tuition
Cover loan payments in case of the unexpected. Coverage options include: life, disability, critical illness, or loss of employment.
Protect your assets
Safeguard your savings
Maintain current credit score
Protect your biggest investment; your home! Coverage options include: life, disability, critical illness, or loss of employment.
Enrolling is easy and arranged at the time of your mortgage application
Safeguard your home from theft and other unforeseen events.
No premium increases for client‐paid claims
Claim counselling service for all your questions
Easily manage your policies online
Enjoy your trip worry-free with coverage for missed flights, trip cancellations, lost luggage, and hospital visits.
Up to $10 million coverage for emergency hospital visits or medical care
Multi-trip plan insurance for those who travel multiple times a year
24/7 access to multi-lingual emergency travel assistance
May 27 , 2022
Digital banking planned outage
May 17 , 2022
Digital banking known issues
High Member Contact Centre call volumes
Do-it-yourself investing made easy with Qtrade Direct Investing™ and VirtualWealth®. Whether you’re an expert trader or just starting out, we have the tools and resources you need to reach your investment goals.
Best for members who want to build their own investment portfolio and execute trades themselves. Qtrade Direct Investing gives you the account options, investment choices, and research tools you need to build a custom investment portfolio. Select the best investments and make trades on your desktop or mobile device.
Best for members who want the simplicity and the convenience of an online platform, with a professionally managed portfolio. VirtualWealth couples intelligent software with professional money managers to make sure you get the best mix of investments to reach your financial goals. Simply answer a few quick questions about your objectives and risk tolerance and get:
*Online brokerage services are offered through Qtrade Direct Investing, a division of Credential Qtrade Securities Inc. Qtrade, Qtrade Direct Investing, and Write your own future are trade names and/or trademarks of Aviso Wealth Inc. ®VirtualWealth is a trade name of Credential Qtrade Securities Inc.