RDSP eligibility

You can open an RDSP and be the plan holder if you:
 

• Qualify for the Disability Tax Credit
• Are a person with a disability who has the capacity to manage your finances
• Are over 18, and under the age of 60
• Have a valid social insurance number (SIN)
• Are a Canadian resident when the plan is opened

Who can open an RDSP on behalf of a person with a disability?
 

• A legal parent of a child with a disability who has not reached the age of majority
• A guardian or other representative who is legally authorized to act on behalf of a person with a disability