U.S. Dollar GIC
Maximize your U.S. funds with a guaranteed rate of interest.
About this account
- Choose from convenient 30, 60, or 90-day; or 1-year terms with a minimum investment of $500 USD
- Pays interest in U.S. dollars at the end of the term
- U.S. GICs are non-redeemable
- Your deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.*
Tips & tools
Smart tip: Plan for tax efficiency
Enjoy the tax advantages that come with putting your GIC in a Tax-Free Savings Account (TFSA).
Learn more about TFSAs
GIC Explorer Guide
Read our GIC Explorer Guide and learn everything about GICs. What they are, how they work and how to make the most of your investment.
Read our GIC Explorer Guide
Receive investing advice
Our Insights & Advice page includes plenty of great articles to help you make the most of your investments.
Read our investing articles
Give your GICs a boost
Secure your 0.15%* fixed-rate GIC boost. Only until October 15.
GIC rates
Account
Account Balance
Interest Rate
| GIC (RRSP / RRIF / TFSA / FHSA) | ||
|---|---|---|
| 12-month | Less than $100K | 3.45% |
| $100K - $249,999 | 3.50% | |
| $250K** and over | 3.55% | |
| 24-month | Less than $100K | 3.45% |
| $100K - $249,999 | 3.50% | |
| $250K** and over | 3.55% | |
| 36-month | Less than $100K | 3.50% |
| $100K - $249,999 | 3.55% | |
| $250K** and over | 3.60% | |
| 48-month | Less than $100K | 3.55% |
| $100K - $249,999 | 3.60% | |
| $250K** and over | 3.65% | |
| 60-month | Less than $100K | 3.60% |
| $100K - $249,999 | 3.65% | |
| $250K** and over | 3.70% |
| U.S. Dollar GIC | 2.80% | |
|---|---|---|
| 60-day | 2.85% | |
| 90-day | 2.90% | |
| 12-month | 4.00% |
GIC rates last updated September 5, 2025. Rates subject to change without notice.
**Limits may apply.
*Includes all savings and chequing accounts, RRSPs, RRIFs, TFSAs, and GICs.
“Give your GICs a Boost” Offer Details
a. The 0.15% rate boost (“Offer”) is available from September 15 until October 15.
b. The Offer will be added on top of the posted rate for the selected term. The Offer will remain in effect for the full term.
c. This Offer is available for new and existing members who open or renew an eligible GIC during the offer period.
d. Applies to all 1 to 5-year fixed-rate GICs, including tiered pricing, as well as USD fixed-rate GICs. Also applies to GICs held within RRSPs, RRIFs, TFSAs and FHSAs. (Excludes GICs held within RESPs and RDSPs. Also excludes GIC rate specials.)
e. GICs are non-redeemable and require a minimum deposit of $500.
f. Deposit limits may apply to deposits greater than $250,000.
g. Rates are subject to change without notice.
h. This Offer is not available for variable-rate products such as Index-Linked GICs. Not applicable for deposits opened or renewed outside of the promotional period.
i. This Offer can be withdrawn at any time.
b. The Offer will be added on top of the posted rate for the selected term. The Offer will remain in effect for the full term.
c. This Offer is available for new and existing members who open or renew an eligible GIC during the offer period.
d. Applies to all 1 to 5-year fixed-rate GICs, including tiered pricing, as well as USD fixed-rate GICs. Also applies to GICs held within RRSPs, RRIFs, TFSAs and FHSAs. (Excludes GICs held within RESPs and RDSPs. Also excludes GIC rate specials.)
e. GICs are non-redeemable and require a minimum deposit of $500.
f. Deposit limits may apply to deposits greater than $250,000.
g. Rates are subject to change without notice.
h. This Offer is not available for variable-rate products such as Index-Linked GICs. Not applicable for deposits opened or renewed outside of the promotional period.
i. This Offer can be withdrawn at any time.
