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U.S. Dollar GIC

Maximize your U.S. funds with a guaranteed rate of interest.

About this account

  • Choose from convenient 30, 60, or 90-day; or 1-year terms with a minimum investment of $500 USD
  • Pays interest in U.S. dollars at the end of the term
  • U.S. GICs are non-redeemable
  • Your deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.*

Tips & tools

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Smart tip: Plan for tax efficiency

Enjoy the tax advantages that come with putting your GIC in a Tax-Free Savings Account (TFSA).
Learn more about TFSAs
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GIC Explorer Guide

Read our GIC Explorer Guide and learn everything about GICs. What they are, how they work and how to make the most of your investment.
Read our GIC Explorer Guide
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GIC rates

Account
Account Balance
Interest Rate
U.S. Dollar GIC 2.80%
60-day 2.85%
90-day 2.90%
12-month 4.00%
GIC (RRSP / RRIF / TFSA / FHSA) Less than $100K 3.85%
$100K - $249,999 3.90%
$250K** and over 3.95%
24-month Less than $100K 3.85%
$100K - $249,999 3.90%
$250K** and over 3.95%
36-month Less than $100K 3.55%
$100K - $249,999 3.60%
$250K** and over 3.65%
48-month Less than $100K 3.55%
$100K - $249,999 3.60%
$250K** and over 3.65%
60-month Less than $100K 3.55%
$100K - $249,999 3.60%
$250K** and over 3.65%
GIC rates last updated December 12, 2024. Rates subject to change without notice. **Limits may apply.

*Includes all savings and chequing accounts, RRSPs, RRIFs, TFSAs, and GICs.

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