Personal loans
You have unique goals — we can help you reach them. Explore your loan options so you can choose the best lending solution to meet your needs.
Personal Loan
Borrow the amount you need for a one-time expense
8.20%
Features
- Secured or unsecured options are available
- Borrow $5,000 or more
- Additional disability, life, and critical illness insurance is available for qualifying borrowers*
Registered Investment Loan
Maximize your RRSP contributions
8.20%
Features
- Easy and flexible repayment options
- Available as a term loan for up to eight years
- Additional disability, life, and critical illness insurance is available for qualifying borrowers*
e-Loan
Borrow online from a financial partner you trust
Rates Vary
Features
- Borrow up to $15,000
- Flexible repayment options, with no prepayment penalties
- Additional disability, life, and critical illness insurance is available for qualifying borrowers*
Earn rewards with a Collabria® credit card
SCU Collabria® credit cards offer the choice and convenience to suit your lifestyle. Choose from cards with premium rewards, low interest rates, or no annual fees! Plus, bonus offers upon approval on select cards.
Use the reward calculator to see how many points you can earn with each card.
Tips & tools
Receive borrowing advice
Our Insights & Advice page includes plenty of great articles to help you borrow wisely.
Read our borrowing articles
Looking for a new credit card?
Earn rewards with an SCU Collabria® credit card, then redeem those points to purchase merchandise, gift cards, travel, and more!
See all credit cards
Choosing between a loan or line of credit?
Explore the differences between borrowing products, and determine which one is right for your needs.
Read our article