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Get approved online from the comfort of your home to purchase a vehicle, consolidate debt, or take a vacation.

Borrow online from a financial partner you trust

Rates Vary
Features of this loan
  • Borrow up to $15,000
  • Seamless online approval process
  • Choose from a 1- to 6-year term
  • Flexible repayment options, with no prepayment penalties
  • Additional disability, life, and critical illness insurance is available for qualifying borrowers*

Benefits included with all of our loans

Receive answers quickly and efficiently with in-house approvals


Competitive interest rates keep borrowing affordable


Select payment options and terms that fit your budget

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Do you qualify?

You qualify for an e-Loan if you are:

  1. An SCU member
  2. A Canadian citizen or permanent resident
  3. Currently employed
  4. Over 18 years old

Tips & tools

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Explore ways to pay down debt faster

Sometimes exploring the possibilities is about creating a plan to pay down debt, so you can work toward your financial goals. Read our article to find out how.
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Smart tip!

An e-Loan can help you consolidate debt so you can make one payment each month at a lower interest rate.

Personal borrowing rates

Interest Rate
Standard loan rate 7.20%
Line of Credit 8.20%
Personal Loan 8.20%
StudentFLEXTM Line of Credit Rates Vary
Overdraft Link Line 18.0%
e-Loan Rates Vary

Loan / line of credit / mortgage insurance coverage is optional and is underwritten and provided by CUMIS Life Insurance Company.  Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details. 

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. 

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Get advice

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