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High Interest Savings Account (HISA)

Enjoy high interest saving rates, with the freedom to access your money whenever you need. Open a HISA today and earn high interest savings from dollar one, with no minimum balance requirements.

Our highest earning savings account

Starting at
Tiered rates starting at $100K
About this account
  • Maximize your savings with a competitive variable high interest rate
  • Earn more with tiered rates starting at $100K (meaning you will receive a higher interest rate depending on how much you have in your account), paid on your entire minimum balance
  • Interest is calculated on your minimum monthly balance and paid annually on December 31
  • Enjoy one free monthly withdrawal, then only pay fees as you go

Benefits included with all of our savings accounts

Your savings are protected

All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.*

No minimum balances

Earn competitive interest on every dollar, with no hidden minimum monthly balance requirements.

Manage your accounts on the go

Enjoy free access to online banking and our mobile app anytime, anywhere.

Freedom with your funds

Your money, your terms. Enjoy the flexibility to deposit or withdraw whenever you need.

No rate gimmicks

We don’t offer introductory rates that expire after a few months — we offer high interest rates right from dollar one.

Free deposits always

Add to your savings at any time without paying a fee.

Personal banking rates

Account Balance
Interest Rate
High Interest Savings Account Less than $100K 3.55%
$100K - $249,999 3.60%
$250K** and over 3.75%
Monthly Savings Account 2.75%
PLAN 24® Savings Account 2.55%
SaveWise™ Account*** On first $2,000 5.55%
Additional balance 3.55%
Rates last updated June 6, 2024. Rates subject to change without notice. **Limits may apply. PLAN 24® is a registered trademarks owned by Credit Union Central of Canada, used under license. ***Available exclusively for members 0-14 years old.

Additional fees for paper statements may apply.

*Includes all savings and chequing accounts, RRSPs, RRIFs, TFSAs, FHSAs, and GICs. 

Get started today

Tips & tools

Here are a few ways for you to get the most from your account.

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Explore related products

A High Interest Savings Account pairs well with our PLAN 24® Savings Account, TFSAs, RRSPs, and Personal chequing accounts.
See all savings accounts
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Crunch the numbers

Use our savings calculator to see how much more you can save, and compare our rates with our competitors.
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Smart tip!

If you’re saving for a long-term goal, consider opening an RRSP and TFSA if you have unused contribution room. 
See all investment options

Insights & Advice

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Diversify your savings to meet your goals

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How to manage multiple savings goals

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Investing, Saving

Will you save more with High Interest Savings or a GIC?

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