E-Pack Chequing
An affordable option if you bank mostly online, but still make a few transactions each week.
Our lowest fee account, for those who primarily bank online
Non-interest
$5.50
monthly fee
What comes with this account?
- 15 free monthly debits, transfers, Interac® direct payments, Canadian credit union ATM debits and transfers, CU BY PHONE® bill payments, online banking bill payments, and preauthorized debits
- 5 free Interac e-Transfer® per month
Benefits included with all of our chequing accounts
Manage your accounts on the go
Enjoy free access to online banking and our mobile app anytime, anywhere.
Your savings are protected
All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.*
Enjoy ding free® ATM access
Skip ATM surcharge fees at Canadian credit unions that are part of the ding free network.
Tips & tools
Here are a few ways for you to get the most from your account.
Explore related products
E-Pack Chequing pairs well with our High Interest Savings Account.
See all savings accounts
Get started with digital banking
Digital banking is a secure and easy-to-use solution for your personal or business banking needs. Explore our resource centre to learn more.
Explore our resource centre
Smart tip!
This is a great package if you manage your banking through digital banking.
See all chequing accounts
Personal chequing fees
No rate data available.
Rates are current as of April 03, 2026 and subject to change without notice. Conditions may apply.
| Account | Fee |
|---|---|
| U.S. Chequing | $0.00 |
| Standard Pack Chequing | $0.00 |
| Value Pack Chequing | $9.95 |
| Classic Chequing | $17.00 |
| E-Pack Chequing | $5.50 |
| StudentFLEX™ Daily Account | $0.00 |
| SpendWise Account | $0.00 |
| StudentFLEX™ Infinite Daily Account | $11.00 |
| On Track Pack Chequing | $5.50 |
| Golden Chequing Account | $0.00 |
| Disability Benefit Chequing | $0.00 |
The stated fee is a recurring monthly charge that will be automatically debited from your chequing account.
Additional fees for paper statements may apply.
*Includes all savings and chequing accounts, RRSPs, RRIFs, TFSAs, and GICs.
®CU BY PHONE is a registered trademark owned by Credit Union Central of Canada, used under license.
® ding free is a registered trademark of Central 1 Credit Union, used under license.
® Interac is a registered trademark of Interac Corp. Used under license.
Interac e-Transfer® is a registered trademark of Interac Corp. Used under license.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
*Includes all savings and chequing accounts, RRSPs, RRIFs, TFSAs, and GICs.
®CU BY PHONE is a registered trademark owned by Credit Union Central of Canada, used under license.
® ding free is a registered trademark of Central 1 Credit Union, used under license.
® Interac is a registered trademark of Interac Corp. Used under license.
Interac e-Transfer® is a registered trademark of Interac Corp. Used under license.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
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