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On Track Pack Chequing

For members ages 19 to 24, get started with affordable day-to-day banking at a low monthly fee.

Enjoy the freedom to manage your day-to-day banking for a low fee

$5.00
monthly fee
What comes with this account?
  • 35 free monthly debits or withdrawals, including cheques, debits, transfers, Interac® direct payments, Canadian credit union ATM debits and transfers, CU BY PHONE® bill payments, online banking bill payments, and preauthorized debits
  • Unlimited free Interac e-Transfer® per month
  • Automatically transitions to a Standard Pack Chequing account at age 25

Benefits included with all of our chequing accounts

Manage your accounts on the go

Enjoy free access to online banking and our mobile app anytime, anywhere.

Your savings are protected

All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.*
 

Enjoy ding free® ATM access

Skip ATM surcharge fees at Canadian credit unions that are part of the ding free network.

Tips & tools

Here are a few ways for you to get the most from your account.

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Explore related products

On Track Pack Chequing pairs well with our High Interest Savings Account and Overdraft Link Lines.
See all savings accounts
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Get started with digital banking

Digital banking is a secure and easy-to-use solution for your personal or business banking needs. Explore our resource centre to learn more.
Explore our resource centre
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Smart tip!

This is a great low-cost, high-value account to help young adults save money.
See all chequing accounts

Personal chequing fees

Account
Fee
U.S. Chequing $0
Standard Pack Chequing $0.00
Value Pack Chequing $8.95
Classic Chequing $15.50
E-Pack Chequing $5.00
SpendWise Account $0.00
StudentFLEX™ Daily Account $0.00
StudentFLEX™ Infinite Daily Account $10.00
On Track Pack Chequing $5.00
Golden Chequing Account $0.00

Additional fees for paper statements may apply.

*Includes all savings and chequing accounts, RRSPs, RRIFs, TFSAs, and GICs. 
®CU BY PHONE is a registered trademark owned by Credit Union Central of Canada, used under license.
® ding free is a registered trademark of Central 1 Credit Union, used under license.
® Interac is a registered trademark of Interac Corp. Used under license.
Interac e-Transfer® is a registered trademark of Interac Corp. Used under license. 

Get started today

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