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Monthly Savings Account

Save for a short-term financial goal by earning monthly interest that is paid at the end of each month.

Earn interest while you save for a short-term goal

About this account
  • Grow your money faster by depositing into your savings without paying a fee
  • Interest calculated on minimum monthly balance and paid at the end of the month
  • Enjoy one free monthly withdrawal, then only pay fees as you go

Benefits included with all of our savings accounts

Your savings are protected

All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.*

No minimum balances

Earn competitive interest on every dollar, with no hidden minimum monthly balance requirements.

Manage your accounts on the go

Enjoy free access to online banking and our mobile app anytime, anywhere.

Freedom with your funds

Your money, your terms. Enjoy the flexibility to deposit or withdraw whenever you need.

No rate gimmicks

We don’t offer introductory rates that expire after a few months — we offer high interest rates right from dollar one.

Free deposits always

Add to your savings at any time without paying a fee.

Tips & tools

Here are a few ways for you to get the most from your account.

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Explore related products

Monthly Savings Account pairs well with our High Interest Savings Account and Personal chequing accounts.
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Crunch the numbers

Use our savings calculator to see how much more you can save, and compare our rates with our competitors.
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Smart tip!

If you’re saving for a long-term goal, consider opening an RRSP and TFSA if you have unused contribution room. 

Personal banking rates

Account Balance
Interest Rate
High Interest Savings Account Less than $100K 3.80%
$100K - $249,999 3.85%
$250K** and over 4.00%
Monthly Savings Account 3.00%
PLAN 24® Savings Account 2.80%
SaveWise™ Account*** On first $2,000 5.80%
Additional balance 3.80%
Rates last updated July 14, 2023. Rates subject to change without notice. **Limits may apply. PLAN 24® is a registered trademarks owned by Credit Union Central of Canada, used under license. ***Available exclusively for members 0-14 years old.

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