U.S. Dollar GIC

Maximize your U.S. funds with a guaranteed rate of interest.

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About this account

Choose from convenient 30, 60, or 90-day; or 1-year terms with a minimum investment of $500 USD
Pays interest in U.S. dollars at the end of the term
U.S. GICs are non-redeemable
Your deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.*

GIC rates

Rates are current as of November 15, 2026 and subject to change without notice. Conditions may apply.

Account	Account Balance	Interest Rate
GIC (RRSP / RRIF / TFSA / FHSA)
12-month	Less than $100K	3.80%
	$100K - $249,999	3.85%
	$250K** and over	3.90%
24-month	Less than $100K	3.90%
	$100K - $249,999	3.95%
	$250K** and over	4.00%
36-month	Less than $100K	4.00%
	$100K - $249,999	4.05%
	$250K** and over	4.10%
48-month	Less than $100K	4.10%
	$100K - $249,999	4.15%
	$250K** and over	4.20%
60-month	Less than $100K	4.20%
	$100K - $249,999	4.25%
	$250K** and over	4.30%
Index-Linked GIC		Variable Return
U.S. Dollar GIC
30-day		2.80%
60-day		2.85%
90-day		2.90%
12-month		3.60%

GIC rates last updated November 13, 2026. Rates subject to change without notice. **Limits may apply. *Includes all savings and chequing accounts, RRSPs, RRIFs, TFSAs, and GICs.