Personal mortgages
Whether you want to build, buy, or renovate your home, it all starts with a custom mortgage from SCU — tailored to fit your needs and lifestyle.
Buying or refinancing your home
Whether you're buying or refinancing, you'll enjoy competitive interest rates and your choice of term, prepayment, and amortization options.
Learn more about buying and refinancing
Building a new home
We’re here to help your dream home take shape by offering plenty of options throughout each stage of the building process.
Learn about building a home
Renovating your home
Transform your current home into your dream home with flexible financing options tailored to your needs.
Learn more about renovating
Buying a rental property
Each new property you purchase is building your business, and your financial future. We’ll help you step by step, one house at a time.
Learn about buying a rental property
Buying a vacation property
Your plans to purchase that special getaway may be closer than you think. Make your dream of owning a vacation property or cottage a reality.
Learn about buying a vacation property
Buying your first home in Canada
Our New-to-Canada mortgage can support you and your family with financial solutions that simplify your home buying journey.
Learn about our New-to-Canada mortgage
Get preapproved
Your preapproval meeting is a great opportunity to ask us questions and explore your options. We’ll work together to help you find the right mortgage solution and prequalify you for a maximum mortgage amount.
Learn more about the preapproval processTips & tools
The home buyer’s journey
What exactly can you expect from the home buying process? Here’s a step-by-step guide to receiving your financing at SCU.
Read our home buyer’s guide
Crunch the numbers
Use our mortgage calculators to help you plan how much you can afford to spend on a home, your monthly payment schedule, and how much you’ll need for your down payment.
Explore our mortgage calculators
Receive mortgage advice
Our Insights & Advice page includes great articles to help you make the most of your mortgage.
Read our mortgage articles